Grounded Practice Assessment
GPA Score
A 0–100 structural integrity score grading your allocation, cost efficiency, tax alignment, and behavioral risk.
Grounded Wealth™
Registered Investment Advisory
Intentional wealth.
Professionally practiced.
Human-led. Grounded intelligence. Built for people who've built something worth protecting.
Thrive financially. Live fully.
- One Household, One Membership
- Ten Domains, One Practice
- Digital First, Human Always
- Fee-Only, Fiduciary Always
Partners
Built on infrastructure advisors already trust — partnering with Altruist, April, and a growing set of platforms.
Post-Tax Season · Limited Engagement
Your 2025 Tax Opinion.
Your 2026 Blueprint.
A forward-looking overlay to your CPA's compliance work. Whether you just filed or are extending through October, get a structural opinion and a roadmap for next year.
Structural Opinion
A plain-English review of your 2025 return.
2026 Blueprint
A forward-looking estimate with entity, timing, and structure levers.
Frictionless Process
Upload your return. We review. You get a clear opinion.
Not tax preparation. A complement to your existing CPA relationship.
Most people are drifting.
Earning without direction.
Spending without intention.
Investing without clarity.
Life gets pushed to later.
The First Question
What is your
Enough Number?
Most plans start with a portfolio. We start with a number that actually means something — the number at which more doesn't change your life, only your spreadsheet.
If You Are Building
How much is enough for the life you actually want?
Explore the Philosophy →
If You Are Near or In Retirement
How do you live from Enough — with confidence, not worry?
Explore the Philosophy →
Enough is not a ceiling. It's a compass.
Wealth Redefined
Wealth isn't what you have. It's how you live.
True wealth is the alignment between your values, your decisions, and your resources — the freedom to live intentionally. Not someday. Now.
Your net worth is a number. Your Life Dividends™ are how you live.
Read our PhilosophyThe Five Life Dividends™
01
Time
To spend on what matters
02
Freedom
To choose your own path
03
Health
To invest in yourself
04
Connection
To be present with others
05
Intention
A life lived with purpose
Why We Exist
We do not sell products.
We build Financial Practices™.
Most firms start with your portfolio. We start with your life — your Enough Number, your Practice Domains, your North Star. The investments come after, and they serve the practice, not the other way around.
01
Human-Enabled Digital
Technology, with a human touch.
Our platform handles complexity so our advisors can focus on what matters — your life, your decisions, your next move.
02
Grounded Intelligence
Real intelligence, fiduciary-grounded.
Human-researched and fiduciary-vetted by CFP®s, CPAs, and CFAs. Inside Grounded Wealth, that intelligence has a name — Grounded Gus™ — a warm, plain-spoken guide who makes sure nothing important gets missed.
Meet Gus03
Practice Partners
Your network or ours — when you need it.
Estate attorneys, CPAs, insurance specialists. Vetted professionals who share our standards, ready when in-person matters.
One Practice
Built to hold your entire financial life.
10
Practice Domains™
11
Practice Solutions™
0.79%
Fee Cap
5
Membership Tiers
In Their Words
A different kind of relationship.
Working with Nick has been a breath of fresh air. I moved to Nick from a larger institution whom I felt was checking the box on our wealth planning. Nick and team are excellent to work with, and I would highly recommend them to anyone looking for a better experience than what they have today.
Tech Executive
The Practice
Ten domains.
One complete view.
Your financial life isn't a portfolio. It's income, saving, risk, tax, estate, equity, retirement — and the life you live around them. We look at all of it, together.
01
Income & Cash Flow
02
Saving & Reserves
03
Life Management
04
Investing
05
Risk & Protection
06
Tax Planning
07
Estate & Legacy
08
Equity
09
Retirement
10
Continuous Learning
Each domain is a lens — not a grade. Together, they reveal the full picture.
Explore All DomainsWhat You Get
Eleven Practice Solutions.
One seamless system.
Every Practice Solution is designed to address a specific domain of your financial life. Your membership determines which solutions your advisor activates.
Primary
Core · 4 solutions
Grounded Life OS™
Your financial command center
The central hub of your Financial Practice™. Life OS connects all your accounts, tracks your Grounded Days, and gives you a real-time view of your financial life.
Grounded Money™
Cash flow clarity
Understand where your money goes and optimize your cash flow. Grounded Money provides intelligent spending analysis, budgeting tools, and savings automation.
Grounded Wealth™
Investment management done right
Evidence-based investment management using our GPS (Grounded Portfolio System) models. Low-cost, diversified, and aligned with your goals.
Grounded Tax™
Tax strategy, not just preparation
Proactive tax planning integrated with your entire Financial Practice™. Minimize taxes legally through strategic planning, not just annual filing.
Secondary
Extended · 7 solutions
Protection
Protect what matters most
Comprehensive risk assessment and insurance coordination. Ensure you have the right coverage without overpaying.
Estate
Legacy planning made clear
Coordinate your estate plan with your overall Financial Practice™. Ensure your wishes are documented and your family is protected.
Vault
Secure document storage
Bank-level secure storage for all your important documents. Access anywhere, share securely, never lose a document again.
Retirement
Plan for the life you want
Comprehensive retirement projections and Social Security optimization. Know exactly where you stand and what you need.
Insurance
Shop with confidence
Access to vetted insurance products through our advisor network. Get quotes, compare options, and purchase with guidance.
Reports
Insights that matter
Comprehensive reporting across your entire Financial Practice™. Quarterly reviews, annual summaries, and custom reports.
Family
Bring your family along
Extend your Financial Practice™ to family members. Shared dashboards, family meetings, and next-generation planning.
Your advisor activates capabilities, not apps. Every solution is coordinated inside a single Financial Practice™.
Explore the PlatformPioneers
One household.
One membership.
The Unified Household Membership Model — our answer to the 1%+ legacy AUM firm and the portfolio-only robo-advisor. One membership, your entire household, every domain of financial life.
Compare the modelHousehold
One membership covers spouses, entities, trusts, and generations — not account-by-account billing.
Domains
All ten Practice Domains™ coordinated under one standard — investing, tax, estate, insurance, entities.
Delivery
Digital-first in software. Human-assisted when it matters. Professionally executed end-to-end.
Membership + ≤ 0.79% AUM · Capped at every tier
The Grounded Advantage Report
Institutional clarity in 7 days. Free.
We don't offer a free consultation. We offer a structured diagnostic. Securely link a few accounts and within 7 days we deliver a complete picture of your financial structure — exactly where inefficiencies exist and how to correct them.
Return Leakage Analysis
RLA Report
A documented, conservative range of your current fee inefficiencies and tax drag — quantified in real dollars, not percentages.
Tax Alignment Profile
TAP Profile
A clean visual map of your capital gain exposure and bracket optimization opportunities across every account you hold.
Grounded Action Priorities
GAP Report
A concise one- to two-page report comparing your current practice against a best-practice model — with the next best actions clearly prioritized. Not a roadmap. Not a plan. A gap analysis you can act on.
Start Your 7-Day Assessment
No commitment. No sales pitch. Read-only account connections — we never hold trading authority, and no assumed next step.
Powered by Grounded One™
One system.
One place.
The technology that powers your Financial Practice™. Your accounts, your documents, your domains — unified, secure, and always current.
Explore the PlatformOne Login
Every solution. Every account. One place.
One System
Grounded One connects your financial life.
One Membership
Never more than 0.79% AUM. Transparent, capped.
One Practice
Your complete Financial Practice™.
The Philosophy
It starts with the book.
The Four Ways to Wealth introduces the framework that powers everything we do.
The Enough Number. The Practice Domains. The Grounded Flow™. The Life Dividends™. Many of our members read the book first. By the time they sit down with us, they already speak the language.
Compounded
Accelerated
Multiplied
Grounded
Coming Soon
The Invitation
You don't need another tool.
You need a practice.
One that sees your full life. One that adapts as you grow. One that compounds your Life Dividends™ — not just your portfolio.
Ready to see your full picture?
Schedule a conversation. No obligation. No sales pitch. Just clarity.