Grounded Wealth™
You've built something
worth protecting.
The system around it wasn't built for you. So we built a different one — human-led, grounded in intelligence, designed around your life.
Thrive financially. Live fully.
- One Household, One Membership
- Ten Domains, One Practice
- Digital First, Human Always
- Fee-Only, Fiduciary Always
Partners
Advisors our members trust — partnering with Altruist, April, Charles Schwab.
Where Our Members Come From
- American Family
- Lowe's
- Shopify
- 3M
- U.S. Bank
- Allina
- Hasbro
- American Family
- Lowe's
- Shopify
- 3M
- U.S. Bank
- Allina
- Hasbro
Companies listed are representative employers of current and former members. Listing does not imply endorsement, partnership, or recommendation by these organizations.
Most people are drifting.
Earning without direction.
Spending without intention.
Investing without clarity.
Life gets pushed to later.
Most advisors are built around portfolios.
We're built around your life.
The traditional model starts with your portfolio and works outward. We start somewhere else — your Enough Number, your Practice Domains, your North Star. We do not sell products. We build Financial Practices™. The investments come after, and they serve the practice, not the other way around.
Human-Enabled Digital
Technology, with a human touch.
Our platform handles complexity so our advisors can focus on what matters — your life, your decisions, your next move.
Grounded Intelligence
Real intelligence, fiduciary-grounded.
Human-researched and fiduciary-vetted by CFP®s, CPAs, and CFAs. Inside Grounded Wealth, that intelligence has a name — Grounded Gus™ — a warm, plain-spoken guide who makes sure nothing important gets missed.
Meet GusPractice Partners
Your network or ours — when you need it.
Estate attorneys, CPAs, insurance specialists. Vetted professionals who share our standards, ready when in-person matters.
The First Question
What is your
Enough Number?
Most plans start with a portfolio. We start with a number that actually means something — the number at which more doesn't change your life, only your spreadsheet.
If You Are Building
How much is enough for the life you actually want?
Explore the Philosophy →
If You Are Near or In Retirement
How do you live from Enough — with confidence, not worry?
Explore the Philosophy →
Enough is not a ceiling. It's a compass.
Wealth Redefined
Wealth isn't what you have. It's how you live.
True wealth is the alignment between your values, your decisions, and your resources — the freedom to live intentionally. Not someday. Now.
Your net worth is a number. Your Life Dividends™ are how you live.
Read our PhilosophyThe Five Life Dividends™
Time
To spend on what matters
Freedom
To choose your own path
Health
To invest in yourself
Connection
To be present with others
Intention
A life lived with purpose
Powered by Grounded One™
One system.
One place.
The technology that powers your Financial Practice™. Your accounts, your documents, your domains — unified, secure, and always current.
Explore the PlatformOne Login
Every solution. Every account. One place.
One System
Grounded One connects your financial life.
One Membership
Never more than 0.79% AUM. Transparent, capped.
One Practice
Your complete Financial Practice™.
The Practice
Ten domains.
One complete view.
Your financial life isn't a portfolio. It's income, saving, risk, tax, estate, equity, retirement — and the life you live around them. We look at all of it, together.
Income & Cash Flow
Saving & Reserves
Life Management
Investing
Risk & Protection
Tax Planning
Estate & Legacy
Equity
Retirement
Continuous Learning
Each domain is a lens — not a grade. Together, they reveal the full picture.
Explore All DomainsWhat You Get
Eleven Practice Solutions.
One seamless system.
Every Practice Solution is designed to address a specific domain of your financial life. Your membership determines which solutions your advisor activates.
Primary
Core · 4 solutions
Grounded Life OS™
Your financial command center
The central hub of your Financial Practice™. Life OS connects all your accounts, tracks your Grounded Days, and gives you a real-time view of your financial life.
Grounded Money™
Cash flow clarity
Understand where your money goes and optimize your cash flow. Grounded Money provides intelligent spending analysis, budgeting tools, and savings automation.
Grounded Wealth™
Investment management done right
Evidence-based investment management using our GPS (Grounded Portfolio System) models. Low-cost, diversified, and aligned with your goals.
Grounded Tax™
Tax strategy, not just preparation
Proactive tax planning integrated with your entire Financial Practice™. Minimize taxes legally through strategic planning, not just annual filing.
Secondary
Extended · 7 solutions
Protection
Protect what matters most
Comprehensive risk assessment and insurance coordination. Ensure you have the right coverage without overpaying.
Estate
Legacy planning made clear
Coordinate your estate plan with your overall Financial Practice™. Ensure your wishes are documented and your family is protected.
Vault
Secure document storage
Bank-level secure storage for your important documents. Access anywhere, share securely, and keep your records organized in one place.
Retirement
Plan for the life you want
Comprehensive retirement projections and Social Security optimization. Know exactly where you stand and what you need.
Investments
Invest with confidence
Access to vetted investment opportunities through our advisor network. Compare options, evaluate fit, and invest with guidance.
Reports
Insights that matter
Comprehensive reporting across your entire Financial Practice™. Quarterly reviews, annual summaries, and custom reports.
Family
Bring your family along
Extend your Financial Practice™ to family members. Shared dashboards, family meetings, and next-generation planning.
Your advisor activates capabilities, not apps. Every solution is coordinated inside a single Financial Practice™.
Explore the PlatformPioneers
One household.
One membership.
The Unified Household Membership Model — our answer to the 1%+ legacy AUM firm and the portfolio-only robo-advisor. One membership, your entire household, every domain of financial life.
Compare the modelHousehold
One membership covers spouses, entities, trusts, and generations — not account-by-account billing.
Domains
All ten Practice Domains™ coordinated under one standard — investing, tax, estate, insurance, entities.
Delivery
Digital-first in software. Human-assisted when it matters. Professionally executed end-to-end.
Membership + ≤ 0.79% AUM · Capped at every tier
The Process
Discuss. Dream. Design. Do.
Every client relationship begins the same way — with your life, not your portfolio.
Discuss
It starts with a call. No obligations, no sales pitch — just a conversation to see if we are the right fit for each other. We listen to where you are and what you are hoping to build.
Dream
We explore your life. Your definition of enough. Your North Star. Your family, your work, your vision for what comes next. No forms. No projections. Just clarity about what matters most.
Design
We map your ten Practice Domains together. We identify where you stand, affirm what is already working, and build a financial system — your Grounded Flow™ — that moves money with intention.
Do
We implement. Portfolios built. Flow activated. Practice Solutions deployed across the domains that need them most. Then we review quarterly — bringing Visibility, Affirmation, and Pursuit.
Start with Step 1 — a conversation costs nothing.
In Their Words
A different kind of relationship.
Working with Nick has been a breath of fresh air. I moved to Nick from a larger institution whom I felt was checking the box on our wealth planning. Nick and team are excellent to work with, and I would highly recommend them to anyone looking for a better experience than what they have today.
DisclosureThe person quoted above is a current client of Grounded Wealth and was not compensated, in cash or otherwise, for this testimonial. No material conflicts of interest are known to exist between the person quoted and Grounded Wealth in connection with this testimonial. Testimonials are not representative of all clients and are not a guarantee of future performance or success.
One Practice
Built to hold your entire financial life.
Your 2025 Tax Opinion.
Your 2026 Blueprint.
A forward-looking overlay to your CPA's compliance work. Whether you just filed or are extending through October, get a structural opinion and a roadmap for next year.
Structural Opinion
A plain-English review of your 2025 return.
2026 Blueprint
A forward-looking estimate with entity, timing, and structure levers.
Frictionless Process
Upload your return. We review. You get a clear opinion.
Not tax preparation. A complement to your existing CPA relationship.
The Invitation
You don't need another tool.
You need a practice.
One that sees your full life. One that adapts as you grow. One that compounds your Life Dividends™ — not just your portfolio.
Ready to see your full picture?
A conversation is on the way. No obligation. No sales pitch. Just clarity.