Grounded Wealth™
You've built something
worth protecting.
Your financial life shouldn't be fragmented across disconnected systems. We built one practice, designed around your household, led by humans who care.
Thrive financially. Live fully.
- One Household, One Membership
- Ten Domains, One Practice
- Digital First, Human Always
- Fee-Only, Fiduciary Always
Partners
Advisors our members trust — partnering with Altruist, Charles Schwab.
Where You Are
Two paths. One fiduciary practice.
The work looks different depending on where you stand. Tell us which sounds like you, and we'll show you what matters most.
For Those Building
You've optimized your career.
Your financial life should match.
Equity compensation, concentration risk, a tax bill that grows with every raise. As your income climbs, the decisions get more consequential — and more interconnected. We handle that complexity under one fiduciary roof, so investing, tax, and estate move as one strategy rather than three.
Equity Compensation
Stock options, RSUs, and ESPPs planned with intent — exercise timing, concentration risk, and tax all coordinated.
Proactive Tax Strategy
Multi-year projections, not just an April return. We plan around the income event before it happens.
Personal CFO Coordination
One advisor who coordinates your CPA, attorney, and every other professional — so nothing falls between the seams.
Coordinated by credentialed professionals
The goal isn't a bigger number. It's building toward the freedom to make work optional.
For Those Near or In Retirement
The question changes from
how much to how long.
After decades of saving, the worry quietly shifts. Not “do I have enough,” but “will it last — and what happens if the market turns the year I retire?”
We build your retirement income in layers. Near-term living expenses are covered by stable reserves, so a bad market year becomes an inconvenience rather than a crisis. You never have to sell your long-term growth investments at the wrong moment to pay this month's bills.
Income you can count on.
A sustainable paycheck built from layers — so the money arrives whether the market is up or down.
A legacy left intact.
What you leave behind is planned with the same care as what you spend, so your wishes are clear and your family is protected.
A human who knows your name.
Not a call center. A real advisor who knows your life, your family, and what changed last quarter.
Most people are drifting.
Earning without direction.
Spending without intention.
Investing without clarity.
Life gets pushed to later.
A practice built around your life.
Not just your portfolio.
We start with your Enough Number, your Practice Domains, your North Star. We build Financial Practices™. The investments come after, and they serve the practice, not the other way around.
Human-Enabled Digital
Technology, with a human touch.
Our platform handles complexity so our advisors can focus on what matters — your life, your decisions, your next move.
Grounded Intelligence
Real intelligence, fiduciary-grounded.
Human-researched and fiduciary-vetted by CFP®s, CPAs, and CFAs. Inside Grounded Wealth, that intelligence comes from our team of experienced professionals who ensure nothing important gets missed.
Practice Partners
Your network or ours — when you need it.
Estate attorneys, CPAs, insurance specialists. Vetted professionals who share our standards, ready when in-person matters.
The First Question
What is your
Enough Number?
Most plans start with a portfolio. We start with a number that actually means something — the number at which more doesn't change your life, only your spreadsheet.
If You Are Building
How much is enough for the life you actually want?
Explore the Philosophy →
If You Are Near or In Retirement
How do you live from Enough — with confidence, not worry?
Explore the Philosophy →
Enough is not a ceiling. It's a compass.
Wealth Redefined
Wealth isn't what you have. It's how you live.
True wealth is the alignment between your values, your decisions, and your resources — the freedom to live intentionally. Not someday. Now.
Your net worth is a number. Your Life Dividends™ are how you live.
Read our PhilosophyThe Five Life Dividends™
Time
To spend on what matters
Freedom
To choose your own path
Health
To invest in yourself
Connection
To be present with others
Intention
A life lived with purpose
What You Get
16 Practice Solutions.
One seamless system.
Every Practice Solution is designed to address a specific domain of your financial life. Your membership determines which solutions your advisor activates.
If You're Building
Sophistication, coordinated
Equity Compensation
Planning & Strategy
Strategic planning for stock options, RSUs, ESPPs, and other equity compensation. Time your exercises, manage concentration risk, and coordinate every decision with your tax strategy.
Grounded Tax
Tax strategy, not just preparation
Proactive tax planning integrated with your entire Financial Practice. Minimize taxes legally through strategic planning, not just annual filing.
Coordinated Professionals
Personal CFO coordinating all your professionals
Your dedicated advisor acts as your Personal CFO, coordinating with your attorneys, CPAs, insurance agents, and other professionals to ensure everyone is aligned.
Primary
Core · 8 solutions
Grounded Life OS
Your financial command center
The central hub of your Financial Practice. Life OS connects all your accounts and gives you a real-time view of your entire financial life in one secure place.
Grounded Money
Cash flow clarity
See clearly where your money goes and direct it with intention. Grounded Money turns spending analysis into Flows — a living picture of your cash flow that replaces the rigid monthly budget.
Grounded Investments
Evidence-based investment management
Evidence-based investment management using our GPS (Grounded Portfolio System) models. Low-cost, diversified, and aligned with your goals.
Grounded Insurance
Protect what matters most
Comprehensive risk assessment and insurance coordination. Ensure you have the right coverage without overpaying.
Grounded Tax
Tax strategy, not just preparation
Proactive tax planning integrated with your entire Financial Practice. Minimize taxes legally through strategic planning, not just annual filing.
Grounded Estate
Legacy planning made clear
Coordinate your estate plan with your overall Financial Practice. Ensure your wishes are documented and your family is protected.
Grounded Vault
Secure document storage
Bank-level secure storage for your important documents. Access anywhere, share securely, and keep your records organized in one place.
Retirement Planning
Plan for the life you want
Comprehensive retirement projections and Social Security optimization. Know exactly where you stand and what you need.
Secondary
Extended · 8 solutions
Equity Comp
Planning & Strategy
Strategic planning for stock options, RSUs, ESPPs, and other equity compensation. Time your exercises, manage concentration risk, and coordinate every decision with your tax strategy.
Tax Prep
Professional tax filing
Full-service tax preparation and filing handled by our team. Integrated with your Financial Practice for seamless, accurate returns.
Placement
Policy shopping and placement
We shop the market on your behalf to find the right coverage at the right price. From life and disability to liability and long-term care — placement handled for you.
Estate Docs
Document drafting and updates
Professional estate document preparation, drafting, and ongoing updates. Ensure your wills, trusts, and directives stay current with your life.
Alternatives
Access beyond traditional markets
Access to vetted alternative investment opportunities through our advisor network. Compare options, evaluate fit, and invest with guidance.
Reports
Tailored reporting for your needs
Custom reporting tailored to your specific needs. Get the insights that matter most to you, formatted the way you want them.
Coordination
Personal CFO coordinating all your professionals
Your dedicated advisor acts as your Personal CFO, coordinating with your attorneys, CPAs, insurance agents, and other professionals to ensure everyone is aligned.
Family
Bring your family along
Extend your Financial Practice to family members. Shared dashboards, family meetings, and next-generation planning.
Your advisor activates capabilities, not apps. Every solution is coordinated inside a single Financial Practice™.
Pioneers
One household.
One membership.
The Unified Household Membership Model. One membership, your entire household, every domain of financial life.
Household
One membership covers spouses, entities, trusts, and generations — not account-by-account billing.
Domains
All ten Practice Domains™ coordinated under one standard — investing, tax, estate, insurance, entities.
Delivery
Digital-first in software. Human-assisted when it matters. Professionally executed end-to-end.
Membership + AUM · Transparent at every tier
The Process
Discuss. Dream. Design. Do.
Every client relationship begins the same way — with your life, not your portfolio.
Discuss
It starts with a call. No obligations, no sales pitch — just a conversation to see if we are the right fit for each other. We listen to where you are and what you are hoping to build.
Dream
We explore your life. Your definition of enough. Your North Star. Your family, your work, your vision for what comes next. No forms. No projections. Just clarity about what matters most.
Design
We map your ten Practice Domains together. We identify where you stand, affirm what is already working, and build a financial system — your Grounded Flow — that moves money with intention.
Do
We implement. Portfolios built. Flow activated. Practice Solutions deployed across the domains that need them most. Then we review quarterly — bringing Visibility, Affirmation, and Pursuit.
Start with Step 1 — a conversation costs nothing.
In Their Words
A different kind of relationship.
Working with Nick has been a breath of fresh air. I moved to Nick from a larger institution whom I felt was checking the box on our wealth planning. Nick and team are excellent to work with, and I would highly recommend them to anyone looking for a better experience than what they have today.
DisclosureThe person quoted above is a current client of Grounded Wealth and was not compensated, in cash or otherwise, for this testimonial. No material conflicts of interest are known to exist between the person quoted and Grounded Wealth in connection with this testimonial. Testimonials are not representative of all clients and are not a guarantee of future performance or success.
The Invitation
You don't need another tool.
You need a practice.
A boutique Minnesota wealth management firm built around your household. One that sees your full life. One that adapts as you grow. One that compounds your Life Dividends™ — not just your portfolio.
Ready to see your full picture?
A conversation is on the way. No obligation. No sales pitch. Just clarity.